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The Polar FT1, has two parts, the watch & the chest strap. There are types available with just the watch band, but they are usually not as accurate. I tried it out at home and on my walk I got the pulse rate to 101. I good feel some PVC's around 97-100 when I was going up hill. This will give me an idea of what I can expect when I workout. Right now, my resting heart rate as I am typing is 76.
WebMD - Pulse Measurement - has a good article on pulse rate. The chart on this web site gives the following info for my age of 58.
Resting Pulse Rate - 60-100
Target Heart Rate - 96-136 - The chart is from CCH.net
Maximum Rate - 160
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